Xendto is a regulated payment orchestration platform connecting financial institutions, businesses, humanitarian organisations, and mobile money networks across West Africa. We provide fast, compliant, and transparent settlement infrastructure for institutional and purpose-bound payments.
Xendto operates a unified payment orchestration platform designed for institutions, organisations, and regulated cross-border settlement flows.
Mobile-first cross-border payment routing with transparent FX, compliant onboarding, and direct mobile money settlement.
Learn moreVerified payments for schools, hospitals, and institutions with proof-of-delivery and reconciliation reporting.
Learn moreBulk disbursement infrastructure for NGOs, UN agencies, and humanitarian operations with audit-grade reporting.
Learn moreSettlement access for African creators, freelancers, merchants, and digital businesses operating globally.
Learn moreIntegrated AML, KYC/KYB verification, sanctions screening, and transaction monitoring for regulated payment flows.
Learn moreInternal treasury orchestration architecture enabling efficient cross-border settlement and local liquidity management.
Learn moreXendto combines treasury orchestration, compliance monitoring, payout connectivity, and institutional-grade infrastructure into one unified operational layer powering regulated payment flows across Africa.
Integrated AML, KYC/KYB verification, sanctions screening, and transaction monitoring.
Intelligent treasury orchestration with optimized routing across multiple payout rails.
Reconciliation-ready operational reporting with traceability and settlement visibility.
Mobile money and banking integrations designed for African payment corridors.
Encrypted transaction processing and infrastructure-level operational security.
Infrastructure tailored for businesses, NGOs, financial operators, and regulated entities.
Payment Corridors
Settlement Rails
Compliance Monitoring
Target Settlement Time
XendTo orchestrates compliant cross-border settlement flows through a unified infrastructure layer connecting banks, mobile money operators, payout partners, and institutional rails.
Businesses, NGOs, and financial operators complete KYB onboarding and compliance verification through a centralized infrastructure layer.
Transactions are dynamically routed across banking rails, mobile money networks, and liquidity corridors for optimized settlement.
AML screening, sanctions verification, transaction monitoring, and audit-grade traceability are applied in real time.
Funds are settled locally through integrated payout partners, banking channels, and regional payment infrastructure.
Stop reconciling transactions across multiple banking portals. XendTo provides a unified operational layer for every payment, regardless of payout rail, banking partner, or settlement corridor.
Live settlement monitoring across rails and corridors
| Ref | Corridor | Rail | Amount | Status |
|---|---|---|---|---|
| TXN-4821 | USD → XAF | Bank Partner | $12,400.00 | Settled |
| TXN-4822 | EUR → NGN | Mobile Money | $8,750.00 | Settled |
| TXN-4823 | USD → GHS | Bank Rail | $23,100.00 | In Transit |
| TXN-4824 | GBP → XOF | Payout API | $5,200.00 | Settled |
| TXN-4825 | USD → KES | Liquidity Rail | $41,000.00 | In Transit |
"Xendto brings a modern infrastructure layer to cross-border payments with strong operational transparency and fast settlement capabilities."
"The institution payment workflow and reconciliation reporting model provide exactly the kind of visibility organisations require for regulated disbursement operations."
"Xendto's compliance-first architecture and regional mobile money connectivity create a strong foundation for scalable payment operations in West Africa."
